Searching for a contractor or a licence number: consult the Licence holders' repertory.
Searching for a contractor or a licence number: consult the Licence holders' repertory.
Searching for a contractor or a licence number: consult the Licence holders' repertory.
This page provides the Guarantee Plan managers’ contact information and financial data. It also lists the management policies of the manager.
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4101, rue Molson, 3e étage
Montréal (Québec) H1Y 3L1
Tel.: 514 657-2333 ou 1 855 657-2333
info@garantiegcr.com
www.garantiegcr.com
600, rue De La Gauchetière Ouest, bureau 2000
Montréal (Québec) H3B 4L2
Since January 1, 2015, the Garantie de construction résidentielle (GCR), a non-profit organization, manages the Guarantee Plan for New Residential Buildings.
| Data of the balance sheet | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
Assets – Reserve | $47,438,107 | $51,113,758 |
Assets – Total of assets | $106,995,643 | $100,419,207 |
Liabilities – Actuarial reserve | $57,713,960 | $65,452,245 |
Liabilities – Total of liabilities | $85,008,065 | $86,615,521 |
Total of net assets (deficiency) | $21,987,578 | $13,803,686 |
Required excess (according to section 48 of the regulation) | $3,023,683 | $3,097,626 |
Net assets (according to section 48 of the regulation regarding the streamlining according to the Order in Council 156-2014, section 55) | s. o. | s. o. |
| Data of the income statement | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Written premiums | $19,655,106 | $19,558,438 |
| Membership fee | $1,386,724 | $1,306,759 |
| Investment income | $1,827,563 | $2,538,401 |
| Total revenue | $26,332,868 | $27,330,485 |
| Claims and claim costs | $1,948,223 | $10,778,865 |
| Variation of actuarial reserve (transfer to reserves) | ($3,675,651) | ($252,864) |
| Total of expenses | $18,148,976 | $25,658,221 |
| Excess of revenue over expenses before taxes | $8,183,892 | $1,672,264 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Number of issued certificates | 12 113 | 16 480 |
| Number of accredited contractors | 2 841 | 2 799 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 1 332 | 1 334 |
Raymond Chabot administrateur provisoire inc. manages La Garantie Habitation du Québec inc. (GHQ) of the Association de la construction du Québec (ACQ) since March 10, 2020.
| Data of the balance sheet | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Assets – Reserve | $4,575,320 | $7,737,630 |
| Assets – Total of assets | $4,645,534 | $8,178,914 |
| Liabilities – Actuarial reserve | $21,673,507 | $23,534,448 |
| Liabilities – Total of liabilities | $38,418,397 | $40,351,707 |
| Total of net assets | ($33,772,863) | ($32,172,793) |
| Data of the income statement | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Written premiums | $0 | $0 |
| Membership fee | $0 | $0 |
| Investment income | $79,332 | $70,359 |
| Total revenue | $0 | $0 |
| Claims and claim costs | $2,752,843 | ($1,633,650) |
| Variation of actuarial reserve (transfer to reserves) | ($1,860,941) | $12,844,489 |
| Total of expenses | $1,600,070 | $11,890,480 |
| Excess (deficiency) of revenue over expenses before taxes | ($1,600,070) | ($11,890,480) |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Number of issued certificates | 0 | 0 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 4 | 19 |
Raymond Chabot administrateur provisoire inc. manages the La garantie des maisons neuves (GMN) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since June 19, 2013.
| Data of the balance sheet | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Assets – Reserve | $49,004,238 | $36,503,661 |
| Assets – Total of assets | $68,948,961 | $56,531,336 |
| Liabilities – Actuarial reserve | $8,317,000 | $0 |
| Liabilities – Total of liabilities | $30,682,731 | $21,982,384 |
| Total of net assets | $38,266,230 | $34,548,952 |
| Data of the income statement | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Written premiums | $0 | $0 |
| Membership fee | $0 | $0 |
| Investment income | $821,652 | $343,974 |
| Total revenue | $1,069,079 | $364,694 |
| Claims and claim costs | ($11,241,970) | $972,098 |
| Variation of actuarial reserve (transfer to reserves) | $8,371,000 | $0 |
| Total of other expenses | $276,771 | $1,162,162 |
| Excess (deficiency) of revenue and expenses before taxes | $3,717,278 | $14,324,434 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Number of issued certificates | 0 | 0 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 2 | 2 |
Raymond Chabot administrateur provisoire inc. manages the La Garantie Abritat inc. (formerly known as the Garantie des Maîtres Bâtisseurs) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since January 1, 2015.
| Data of the balance sheet | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
Assets – Reserve | $11,218,200 | $12,234,600 |
Assets – Total of assets | $11,527,827 | $12,455,946 |
Liabilities – Actuarial reserve | $10,684,000 | $11,652,000 |
Liabilities – Total of liabilities | $29,879,753 | $27,999,961 |
Total of net assets (deficiency) | ($18,351,926) | ($15,544,015) |
| Data of the income statement | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Written premiums | $0 | $0 |
| Membership fee | $0 | $0 |
| Investment income | $24,024 | $14,462 |
| Total revenue | $112,766 | $181,231 |
| Claims and claim costs | $2,421,280 | $2,609,078 |
| Variation of actuarial reserve (transfer to reserves) | ($968,000) | ($3,898,000) |
| Total of other expenses | $1,467,397 | $1,406,468 |
| Excess (deficiency) of revenue and expenses before taxes | ($2,807,911) | $63,685 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2022 | On December 31, 2021 |
|---|---|---|
| Number of issued certificates | 0 | 0 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 6 | 22 |
To avoid any conflict, whether real or apparent, between the construction industry and the Guarantee Plan management, the Regulation respecting the guarantee plan for new residential buildings provides management policies to regulate managers. These policies have been developed by the Régie du bâtiment du Québec (RBQ). This organization has the power to impose sanctions if a manager does not fulfill their obligations, e.g. by not following these policies:
The new Regulation respecting the guarantee plan for new residential buildings came into force on January 1, 2015. The management policies are part of many amendments that were adopted to rectify the problems identified during the program evaluation and in common practice.